Freddie Mac and Fannie Mae (the GSEs) released a detailed timeline for migration to the Uniform Appraisal Dataset (UAD) 3.6 and dynamic Uniform Residential Appraisal Report (URAR). While the timeline has not changed, specific dates for each implementation phase have been provided to help the industry develop more detailed plans for implementation activities.
The updated timeline is as follows:
Industry Prep (ongoing)
• Training Available: November 18, 2024 – Industry training will be available on GSE websites. This training is of specific value to lenders and software providers to help them use, implement and transition to the new URAR. Appraiser-specific training for continuing education (CE) credit will be available through appraisal education providers beginning in 2025.
• GSE Policy Updates Published: June 4, 2025 – The GSEs will send announcements to the industry with policy updates related to the new UAD and URAR.
• ULDD Mandate: July 28, 2025 – Lenders must be delivering Uniform Loan Delivery Dataset (ULDD) Phase 5 data points prior to being able to use the new UAD
Limited Production: September 8, 2025 – January 25, 2026
This can be considered a “test and learn” period in the production environment. The GSEs will begin accepting the new UAD on a limited basis from lenders and software providers. This controlled access will be granted upon validation of prerequisites and completion of a readiness questionnaire. Approved lenders and software providers can use either UAD 2.6 or UAD 3.6.
Broad Production: January 26, 2026 – November 1, 2026
All lenders may begin using the new UAD in the production environment. Lenders can use either UAD 2.6 or UAD 3.6.
Mandate: November 2, 2026
All lenders must use UAD 3.6 in the production environment. Revisions will be allowed for previously submitted appraisals that used UAD 2.6.
Retirement: May 3, 2027
UAD 2.6 pipeline revisions for previously submitted appraisals will no longer be accepted.
If you have questions about the new UAD or URAR, please contact your GSE representative or email UAD_info@fanniemae.com or UAD@freddiemac.com.